Spread 8 oz Philly Cream Cheese in the bottom of the pan (Like an 8×8 square).
Spread a can of Hormel Chili on top of it (I use no beans but other people get spicy or whatever).
Top with Cheese (I used Cheddar and Mozzarella, but, whatever you like.).
Bake at 425 for 10-15 minutes until cheese melts and it’s bubbly around the edges.
Serve with Frito Scoops… That’s it!
Can also load this over fries (Try Sweet Potato), Garlic Bread, etc.